Quote:
Originally Posted by Brian McIlmoyle
Liability.. so this is how it could pay out.. you invite some friends over to play on crown land,
one of your friends brings a friend with him.. and said friend gets turned around while int he bush and wanders off.. and Dies.
his family is looking for someone to blame.. and they pick you, because if not for your invitation he would not have been there.
the sue you for their loss, maybe the court does not find in their favour, but you spend $20 000.00 in legal expenses to find out you owe nothing.
maybe you can sue for costs, but that is more legal bills..
If you are insured, the insurance company defends the suit..
If you have a home insurance policy the personal general liability may respond, but if there is any hint of a commercial venture here ( anyone is paying to play) they will step away, and leave you twisting.
just because you "say" you are not organizing the game and are not the "host" does not mean that you may be shown to be liable in a civil suit, the test is low, well below reasonable doubt, on the balance of the evidence is a low threshold to meet to prove liability.
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This is interesting stuff for sure. I often wonder how some venues turn a blind eye to a bunch of guys sparking up a doob right before the game.
After all, as you know, insurance companies do not make money by paying out, and the very first thing they look for is how you failed to adhere to what policy you bought. They look for negligence.
Say buddy got baked, then wandered off in the woods, etc. And you the host new this was happening but looked the other way. Now THAT, would be an issue.
Sort of like finding out how good your car insurance is-after you got corked and bowled over 5 people.
My advise is make a VERY clear waiver. Reviewed by a lawyer for ACCURACY, NOT ADVISE.
The top portion needs to be much larger font then the rest of the waiver. It must be clear that by signing the document you understand and agree you and your associates are totally waiving all right to sue.
Also,
do not rent guns.